Kohl’s Credit Card Login, Payment, Review for 2022

This article will discuss Kohl’s Credit Card login details, reviews, payments, as well as other important information. How to manage your online accounts? How do I pay my card bill? How can you get the most out of Kohl’s credit cards? This credit card has both its advantages and disadvantages. This article will explain everything.

Kohl’s Credit Card

Kohl’s offers its customers a credit card program that allows them to save money when they shop at Kohl’s stores or online. Kohl’s has partnered up with Capital One, N.A. Capital One, N.A. has partnered with Kohl’s. Capital One determines credit card eligibility based on each applicant’s credit history. Kohl’s credit card, which is not branded, is only available to Kohl’s regular customers.


You can apply for the credit card if you are a regular Kohls customer to receive the following benefits.

  • After approval, get 35% off your first Kohl’s purchase
  • Credit Card Exclusive Monthly Savings and Anniversary Sale
  • Customers will be able to combine Kohl’s cash rewards with Kohl’s card discounts to save even more.
  • Spend $600 per year to become a Most Valuable Customer (MVP), which will give you a variety of benefits, including free shipping.
  • Kohl’s customers have the option to access their credit information and pay their bill via a mobile app.

Fees & Charges:

Kohl’s credit card is not branded and can only be used at Kohl’s stores and online. This means that cash advance and balance transfer will not apply to this card.

  • There is no annual charge
  • Purchases will have an APR of 25.99% (variable).
  • The minimum interest rate will be $1
  • Late payment or returned payment penalties can lead to a penalty of up to $40


Kohl’s credit card does not have a cobranded logo so you won’t get the same benefits as a cobranded card.

Popular credit card networks like Mastercard and Visa offer co-branded store credit cards that can be used across their Visa and Mastercard networks. Customers will also earn cashback for all other purchases, in addition to store purchases.

This credit card is available to Kohl’s customers who are regular Kohl’s shoppers. It offers great rewards and a great opportunity for them to win. The following are some drawbacks.

  • There is no balance transfer facility
  • Cash advances are not available
  • Kohl’s credit cards can only be used at Kohl’s site or Kohl’s stores.

Login to Kohl’s Credit Card

After logging in to the website, all customers can access their Kohl’s credit accounts. Customers have several options when logging into their accounts. Logging in to your account requires that you follow certain steps.

  • Customers from mush already registered on Kohl’s website.
  • Customers should have their Username/Password.
  • Customers must have a safe device in order to gain access to their devices, whether it is a desktop computer, laptop or mobile phone.
  • You must have an active, uninterrupted internet connection.

Log in to Kohl’s credit card account.

Follow the steps below to log in.

Step 1: Open the official website https://www.kohls.com/.

Step 2 Scroll down to the footer of this website and click the Pay & Manage link. Alternatively, use the direct My Kohl’s Card link https://credit.kohls.com/ to visit Kohl’s login page directly.

You will be redirected directly to Kohl’s account centre website, which is another portal for Kohl’s credit card holders.

Step 3 A login form will appear as shown in this image. To sign in and access your account, enter your Username and Password.

How do I retrieve my Kohl’s username/password?

It is common for people to forget their password or username. This is why there is a password recovery and recovery service available all over the internet. It is easy to retrieve your username or password from the My Kohl’s Card portal.

Resetting Kohl’s password for your credit card account.

  • Just open the Kohl’s credit account management page https://credit.kohls.com/.
  • There is a Forgot Password link.
  • Next, enter your Username on the page and click the Continue link.
  • Next, fill out the following information. If you do not provide enough information, you will be sent an email that is already registered to your Kohl’s credit card account. It will also include the Username.
  • Now you can open your inbox to see if any emails have been sent. A link to reset your password must be included in the email.
  • To reset your password, click this link.

Note: If you forget both your Username and Password, you’ll first need to recover your username, then reset your password.

How do I recover Kohl’s Username from a credit card account?

  • Visit the My Kohl’s Card login site.
  • Use the Forgot Username button on the login page.
  • Next, enter your account number. Click the Continue link.
  • The system will verify if there are any accounts associated with the card number that you have entered.
  • After that, you will need to verify your identity.
  • After verifying your identity, your username will appear on the screen. You will also receive an email with your username.

How do I register for and create an online Kohl’s Card account?

It is easy to set up a Kohl’s account. Customers can do it in just minutes. The online account will offer customers some cardholder benefits, as described below.

  • You can access your account information from anywhere at any time.
  • Check Kohl’s card balance, available limit, spending information, etc.
  • To check for any unauthorised transactions, download Kohl’s card statement.
  • Online application for paperless statement
  • Online payment of your Koh’l Card bill and automatic payment facility.
  • You can change the due date on your card.
  • Activate your Kohl’s card.
  • Request for the replacement or cancellation of your card
  • Request an increase in your credit limit

Register now

All of the above are available when you register on the official site and create an account. Follow the steps below to register online.

  • Click the Register link on the My Kohl’s Card login webpage.
  • Alternatively, visit the direct registration page at https://credit.kohls.com/ecs/auth/register.
  • To set up your online access, you must first verify your identity.
  • Enter your card number, and click on the Continue link.
  • Continue to the next page and complete the verification process.
  • After verification, you can create your Username & Password for your Account.

You can now use your Username or Password to access any information in your account.

How do I activate Kohl’s Credit Card

To make your Kohl’s card available for transactions, you must activate it if you have just received a new Kohls card. You can either register on the My Kohl’s portal to activate your card or register first and then activate it.

Simply visit the My Kohl’s portal and click on the Manage card link in the top menu. After that, click the Activate Card link and follow the instructions.

How do I pay the bill?

There are many ways to pay your Kohl’s card bill. Any payment method is possible.

Online Payment:

Online payment options are available after you log into your Kohl’s credit account via the official website. Log in using your username, password, and then visit the payment section. If you’re new to the online service, add a payment method. You can also add to your savings account.

Complete the payment process by entering the amount that you wish to pay, such as the minimum payment, full bill amount or custom amount. To ensure that your payment is credited the same day, please make it before 7PM (central time). You can also schedule your payments.

Payment via Kohl’s App: You can pay your bill through the Kohl’s app if you manage your account through that app. Log in to Kohl’s app with the same username/password. Go to the payment section and pay your card bill.

Phone Payment:

Kohl’s offers a 24/7 automated phone system that allows you to make a payment over the phone. Call 855-564-5748 to provide the necessary information. Phone payments can be made using your debit or bank card. Kohl’s phone payment service is free, unlike other credit card providers. All cuatomers should take advantage of this fast and free payment option.

If you make an ACH payment, you will need to provide a bank routing number and your account number. If you wish to make an ACH payment, please pay before 7 PM (central time). Otherwise it will be posted the next day.

Payment via Mail:

Customers can send a check to Kohl’s Payment Center.

P.O. P.O. Box 60043
City of Industry, CA 91716


P.O. P.O. Box 1456
Charlotte, NC 28201

How do I set up AutoPay?

You can also set an autopay facility to automatically pay a minimum or statement balance every month through your bank account. The payment option offers the AutoPay option. You can also add your checking and/or savings account. This service is helpful if you forget your due date each month.

Kohl’s app

All customers are able to download the Kohl’s App from the link below.


There are apps for Android and iOS platforms. The app can be downloaded by customers using the links below.

Platform Size Click here to download Version newest
Android 55 MB Click here 7.108
iOS 78.3 MB Click Here 7.92.135

App features:

The Kohl’s app will provide additional services and facilities for customers.

  • Kohl’s Wallet – All savings, such as cashback and rewards, coupon codes, gift cards, etc, will be added to your Kohl’s wallet. You can access it any time through the Kohl’s app.
  • Kohl’s Pay– You don’t need to take your Kohl’s card everywhere you go. Simply add your Kohl’s card to the Kohl’s app and then use Kohl’s pay option during checkout.
  • Tools for storage
  • Kohls’ charge summaries – You can view Kohl’s charge summary and account balance directly through the app. You can also make a payment.
  • Yes2You Rewards Management – You can view your rewards balance via the Yes2You app if you are enrolled in the Yes2You Rewards program.
  • Management of accounts and orders

How do I apply for a Kohl’s Credit Card?

To get cashback and exclusive shopping events, apply for a Kohl’s credit card if you shop frequently. The official website allows all new customers to apply for the card.

We recommend that you verify your pre-qualification for the Kohl’s Credit Card. Pre-qualification does NOT affect your credit score. If you are pre-qualified, this will increase the chances of approval for your credit card application.

How do you check if your are eligible for a Kohl’s card?

You can check whether you are pre-qualified by visiting the Kohl’s website. Click the see link in the footer. Alternatively, visit the direct link at https://www.kohls.com/feature/pre-qual/prequal_inquiry.jsp.

To check your prequalification, fill out the online form. Within minutes, you will receive the pre-qualification check results and can submit the online application.

The pre-qualify test is not a guarantee that you will be approved for Kohl’s credit cards. Pre-qualification is determined by a soft credit inquiry. A hard inquiry will also be performed to determine your credit score.

Kohl’s online credit card application:

You can submit your credit card application by visiting the Kohl’s website. Click the Apply for Kohl’s card link at the footer. Alternatively, You can visit the online application page https://apply.kohls.com/. This application form will have three steps.

  1. Information for sharing
  2. Review
  3. Get decision

Complete this form and enter your financial details and personal details. Then, submit it to verify. Within minutes, you will receive information about your approval. Once approved, your credit card can be used immediately. Within one week, your credit card will arrive by mail.

NOTE: Please verify that you have received the confirmation message after you submit your application. You will need to submit your application again if you do not receive a confirmation message.

Kohl’s Customer Service

All Kohl’s customers have access to dedicated customer service. If you have any urgent needs, please use the contact information below.

Call 855-664-5748 if you have questions about your Kohl’s card or for payment information
Monday through Saturday, 7 a.m. to 9 p.m. CT
Sunday 10 a.m. to 8 p.m. CT

Important links

Official website Click here
Log in to Kohl’s website Click here
Login page for My Kohl’s Card Click here
Kohl’s Help Page Click here
Kohl’s App Download Page Click here
Kohl’s credit card application page Click here
Online form to check if you have been pre-qualified Click here


Particulars Summary
Name of the credit card Kohl’s Card
Published by Capital One Bank
Provider of credit card network None
Required credit score Fair (650+)
Who can apply All Kohl’s Customers
Official website kohls.com

About Kohl’s

Kohl’s, an American omnichannel fashion retailer, is owned by KIN, Inc. Kohl’s currently operates in 49 US states through 1100 stores. They sell a variety of fashion products from both popular brands and Kohl’s own brands. Kohl’s website allows customers to purchase products online, where they can get more cashback and rewards.

Kohl’s opened its first store in 1962, and launched its e-commerce site in 2001. Kohl’s omnichannel model of business is supported by its extensive network of stores, fulfillment and distribution centers, as well as corporate and credit centres across the U.S.



Can I change my address and personal information?

Yes, this facility is available via the My Kohl’s portal login. Customers can edit and update their profiles and other information easily through the My Kohl’s portal.

Email address
Number to call at home
Mobile phone number
Number to work

ii-Billing Address:
Street address
ZIP/Postal code

iii Password: If you need to change your password, create a strong new one.

iv Income: Editing income can help you increase credit limit.

My account is locked and I cannot log in.

This is a Kohl’s security measure to protect customers’ accounts and prevent unauthorized use. You will need to change your password if your credit card account is not used.

How do I add my Kohls credit card to a payment method

This can be done through your Kohl’s website account.
Log in to your account.
Log in from your mobile, desktop or mobile app.
Go to the Account section.
You can update your Payment Information and Billing Information by visiting the My Info or My Info sections.

Do I have to get approval before I can use the Kohl’s Card?

Yes. You can use your credit cards immediately after approval on the Kohl’s website or in-store, even if it hasn’t been delivered. Simply purchase any item you wish to buy and show your ID at the counter. You can call Kohl’s customer service at 855-664-5748 to place an order online.

What can I do to change my Kohl’s username?

You cannot change your Kohl’s Username or register for another account. If you forget your username, you can retrieve it.

What are the login details for my Kohl’s Shopping Website account?

No, Kohl’s shopping website https://kohls.com/ and Kohl’s credit account website https://credit.kohls.com/ are different and offers different account management facility. Your username and password cannot be used on more than one website. Both websites will require you to create a separate account.

What if I’ve lost my Kohls card?

To prevent any unauthorised activity, you must first notify Kohl’s customer service at (855) 564-5748 if your card is lost or stolen. You can then request a replacement card via the My Kohl’s card website.

Is there a paperless option?

Yes. You can access the paperless setting via the My Kohl’s Card website. Log in to the website, then visit the paperless section and sign up for a paperless statement. Every month, you will receive an electronic version of your card statement via email. You will also be notified about your account.


Source 1: Kohl’s website. Source 2: My Kohl’s card website. Source 3: Kohl’s help website.

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